Articles

If you start saving for retirement sooner, the more money you are likely to accumulate and possibly retire sooner.

Employer-sponsored retirement plans are more important than ever, but managing the assets can be confusing.

The Social Security Administration’s retirement estimator gives estimates of your future benefits based on your actual Social Security earnings record.

If you do not participate in an employer-sponsored retirement plan, you might consider a traditional IRA.

When receiving money accumulated in your employer-sponsored retirement plan, you have two options: lump sum or annuity.

401(k) employer-sponsored retirement plans have many benefits, including that the funds accumulate tax-deferred.

Tax-deferred retirement plans for self-employed individuals have higher contribution limits than IRAs.

There are a variety of retirement planning options that could help meet your needs. Here are some of the most popular.

Qualified Roth IRA distributions in retirement are free of federal income tax and aren’t included in gross income.

Greater demand is being placed on the Social Security system as the baby boom generation has begun to retire.

There can be a substantial benefit to deferring taxes as long as possible.

While stable, CDs can create an income tax bill. Fixed annuities and municipal bonds can offer tax advantages.

Want to keep more of your mutual fund profits? You may be interested in strategies to help lower your tax liability.

It's important to understand tax-exempt vehicles when establishing a comprehensive tax planning strategy.

A 1035 exchange allows you to exchange your life insurance policy for one from another company without tax liability.

Consider a trustee-to-trustee transfer to an IRA versus a lump-sum distribution from a workplace retirement plan.

Changes to the tax code have left a few key deductions for itemizers, like medical, dental and some business expenses.

Many traditional tax-advantaged investment strategies have gone away, but there are still some alternatives.

The probate process can be lengthy and complex. There are strategies you can use to help avoid the probate process.

If you haven't taken steps already, consider planning now for the distribution of the assets of your estate.

To retain the tax advantages associated with charitable giving, your gift must be made to a qualified organization.

A designated income beneficiary could receive payment of a specified amount from a charitable remainder trust.

Charitable lead trusts are designed for people who would like to benefit a charity now rather than later.

A wealth replacement trust could be used to gift appreciated assets to a charity as well as provide for heirs.

Wills and trusts allow you to spell out how you would like your property distributed, but they also go beyond that.

Sole ownership, joint tenancy, tenancy in common, and community property have special benefits for property owners.

If you believe your estate will be subject to estate taxes, consider how your heirs will pay the bill.

Compare the advantages and disadvantages of different gifting strategies available for planned giving.

One estate planning strategy that families with closely held businesses could consider is the family limited partnership.